Tacoma & Pierce County · Washington

Foreclosure help in Tacoma & Pierce County

Local foreclosure help for Tacoma and Pierce County homeowners — the process, your options, and how to sell before the trustee's sale and keep your equity.

Pierce County consistently sees some of the highest pre-foreclosure activity in Washington — so if you're behind on your mortgage in Tacoma, Lakewood, or Puyallup, you're in good company, and there's a clear local path forward.

The Pierce County process

Tacoma and Pierce County foreclosures are non-judicial: the Notice of Trustee's Sale is recorded with the Pierce County Auditor in Tacoma, and the sale — typically held at the Pierce County Courthouse — can't be sooner than 120 days after recording. You can reinstate up to 11 days before the sale, and sell right up until it.

Your options here

  • Sell before the sale to protect your credit and equity — a cash close can beat the date (how our offer works).
  • Keep the home with reinstatement, a repayment plan, or a modification (options).
  • Get more time through mediation or Chapter 13 (how).

We serve Tacoma, Lakewood, Puyallup, University Place, Spanaway and the rest of Pierce County and the South Sound.

Free help: Washington Homeownership Hotline 1-877-894-HOME. Want a fair cash number on your Tacoma-area home before the sale? Ask us — free, no obligation.

This article is general information for Washington homeowners, not legal or financial advice. For free help, call the Washington Homeownership Hotline at 1-877-894-HOME or a HUD counselor at 1-800-569-4287.

FAQ

Is foreclosure common in Pierce County?

Pierce County regularly has some of the highest pre-foreclosure numbers in Washington, so local homeowners facing it are far from alone — and have the same options as anyone.

Where are Pierce County trustee's sales held?

Generally at the Pierce County Courthouse in Tacoma, with notices recorded at the county auditor's recording office.

Want help applying this to your situation?

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